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Quick Quick Loans.com

Quick-Quick-Loans.com is your fast source of personal and payday loans. A large number of direct lenders is waiting for your application to enter the marketplace. There are no fees or hidden charges connected with using this website.

You will get your loan quickly with no question asked – that’s why this site is called QQ Loans. Relaibility, speed and low interest loans affordable for everyone.

When searching the Internet for a loan, whether it’s a personal, payday, car, home or consolidation loan, you should do your research on the company you want to deal with. It’s relatively easy to find all the information you need in order to make an educated decision. That way you will avoid problems that many people were facing when they didn’t do their homework.

Most online lending websites are just platforms that facilitate you access to direct lenders. Quick Quick Loans.com is one of these platforms as well. In order to file your application, you must understand the entire process to see how it works.

There are many affiliate networks that are like a marketplace where lenders meet borrowers. Borrowers are represented by different websites such as Quick Quick Loans. It might be a bad wording though. Borrowers only use the application forms provided by those websites in order to apply for a loan with actual lenders. Why there are so many websites allowing you the access to lending networks? The short answer is money. All the websites that are part of an affiliate network are in it for a buck. Borrowers don’t pay directly to these websites. They are paid by affiliate networks, in other words, by direct lenders. There are thousands of direct lenders on the Internet. They provide financial service and don’t want to become webmasters striving to push their sites to the first page in Google, Yahoo or other search engines. They leave that to actual webmasters, that is to their affiliates. An affiliate doesn’t represent a direct lender but only gives you access to the network of lenders, hundreds if not thousands of them.

When you apply for a loan via one of the sites that is offering an application form, you actually submit your application to the network. Your application becomes a product that every lender who is a member of the network starts to bid on. It is just a regular auction, where the winner takes your application and offers you a loan on his/her terms and conditions. Affiliates receive a small fee for their service (which is still smaller or cheaper than the costs connected with promoting a site if a direct lender decided to run his/her own site without an affiliate program help).

Knowing all that, you can apply for a loan, for instant at Quick Quick Loans.com or any other site for that matter, and see what offer the winner of the auction presents  you with. You can negotiate as much as you like directly with the winning direct lender, trying to get as good deal as possible.

If you have a bad credit record, you can’t expect miracles to happen. Every lending institution will try to rip you off. If your credit score is 500 or less, you’re in real trouble. Each bank, union or lending establishment will take advantage of that, charging you extra fees to compensate for the risk involved. If your credit is under the 500 marks, many lenders will reject your application at all.

Payday loans seem like a ripoff but they can help you in a difficult situation when no-one else was able to help you. You must be careful though not to live from loan to loan.

Payday loans may also have some advantages:

  • your application is processed in real time – you should hear from a lender within a matter of minutes or hours
  • you receive a loan on the same day or the next business day
  • you don’t have to submit any papers (faxless and paperless process) – not always the case since some lenders may require actual documents
  • no credit check – in many cases lenders don’t run a traditional credit check but rather rely on their own database and previous online borrowing


Payday loans are legal in: Alabama (AL), Alaska (AK), California (CA), Colorado (CO), Delaware (DE), Florida (FL), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana, Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Mexico (NM), North Dakota, Oklahoma (OK), Oregon (OR), Rhode Island (RI), South Carolina (SC), South Dakota (ND), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI), Wyoming (WY).

Payday loans are illegal in the following states: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC).

Amounts: $100, $200, $300, $400, $500, $600, $700, $800, $900, $1000

APR Disclosure Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.

Material Disclosure The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000 for cash advance loans and up to $5000 for installment loans. Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan, including APR. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Exclusions Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

Credit Implications The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing and/or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and alternatives to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each lender has their own terms and conditions, please review their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every lender has its own renewal policy, which may differ from lender to lender. Please review your lender’s renewal policy.

Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult the federal, state, and local governements to learn more about the risks involved with cash advances, local laws and regulations governing cash advances, possible loan alternatives and recent developments in their state. Consumers with credit difficulties should seek credit counseling.